This is a rare and exciting opportunity to own a character-filled duplex in the heart of highly desirable Midtown-perfect for investors or owner-occupants seeking income potential and long-term value. Ideally located on charming McPhillips Avenue, this property offers unbeatable convenience within walking distance to McGill-Toolen, local shops, dining, grocery stores, and less than a mile from popular parade routes. Both units feature spacious, well-designed layouts that appeal to today's renters and homeowners alike. Unit A offers a generous living area, dining room, kitchen, two large bedrooms, and a full bath. Unit B mirrors the same expansive feel, with the added benefit of a half bath for extra functionality. Well appointed furnishings in Unit B including a sofa, bedroom suites, dining room furniture, draperies, rugs and televisions may be included with an acceptable offer, thereby rendering Unit B fully turnkey. All appliances are less than 5 years old, and the roof was replaced in 2024 per the seller. Modern updates include freshly painted interiors, beautiful hardwood floors and updated lighting. Situated on a large lot, the property provides ample off street parking in the rear, a valuable and sought after amenity in Midtown. Offered as is this property offers endless possibilities for investors or owner occupants. The seller holds an assumable FHA mortgage with an interest rate of 2.8% which may offer significant savings to a qualified buyer compared to current financing options. Buyer must meet all requirements to assume the loan. Don't miss this great opportunity to become a homeowner while also benefiting from investment potential at the same time. Buyers and their agents are encouraged to verify all pertinent information.